Last Updated on

What is Apple Pay?

Apple PayApple Pay is a creation of Apple Inc., designed to allow users to take their wallet wherever they go, even if they’re only carrying a cell phone. Apple Pay stores your credit and debit cards on your Apple device and becomes your mobile “wallet”, allowing you to pay for goods and services at select retailers with only your cell phone. It’s such a simple process!

Apple Pay can be set up for your Winslow Community Federal Credit Union Debit and Credit Cards today!

Where can I use Apple Pay?

Apple Pay Scan SymbolsYou can use Apple Pay anywhere that you see these symbols to the right at checkout. There is a large list of places where you can use Apple Pay here: Here is a small list of some of the local places where you can use Apple Pay:

  • Best Buy
  • Dunkin Donuts
  • Firehouse Subs
  • GameStop
  • Hannaford
  • KFC
  • Kohl’s
  • L.L. Bean
  • McDonalds
  • Panera Bread
  • Petco
  • PetSmart
  • Shaws
  • Staples
  • Starbucks
  • Subway

How Secure is Apple Pay?

This information is taken directly from the Apple Pay website:

“Apple Pay is safer than using a traditional credit or debit card. Every transaction on your iPhone, iPad, or Mac requires you to authenticate with Touch ID or your passcode. Your Apple Watch is protected by the passcode that only you know, and your passcode is required every time you put on your Apple Watch. Your card number and identity aren’t shared with the merchant, and your actual card numbers aren’t stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device sends your actual credit or debit card numbers to merchants. When you pay within apps and websites in Safari, the merchant will only receive information like name, email address, billing and shipping addresses that you authorize to share to fulfill your order. Apple Pay retains anonymous transaction information such as approximate purchase amount. This information can’t be tied back to you and never includes what you’re buying. Apps that use Apple Pay must have a privacy policy that you can view, which governs the use of your data.

Learn more about Apple Pay security and privacy.”

How do I get Apple Pay & How Do I use it?

Debit Card Apple PayYou can find some great instructions on how to set up Apple Pay on your Apple Device. (If you don’t have an Apple Device and are interested in us providing service like this for Android, please let us know! If we get enough interest, it is something we can certainly implement in the future.) To find the instructions on how to set up Apple Pay, go to:

Additionally, to verify that someone isn’t trying to fraudulently add your card to their device, you will most likely be prompted to contact Winslow Community FCU. Please know what your last few transactions are in order for us to get you set up.

This is what the screen on your phone would look like when you have already set up your card and want to open Apple Pay. For instructions on how to use Apple Pay on your device, go to: It’s such a simple process!

If you would like assistance setting up Apple Pay on your Apple Device, stop in to the Credit Union and ask our friendly staff for help.